CM Punjab Kissan Card
Interest-free card credit for small farmers to buy fertiliser and seed, run by the Agriculture Department with PITB; the Bank of Punjab issues the cards. Terms are from Cycle 1 (April 2025): check the current round. Background: an earlier Kissan Card was launched in April 2021 (PM Imran Khan); this CM Punjab version was approved in March 2024 and cards were distributed from October 2024.
Independent, unofficial guide — not a government website. Running.
- Launched
- 2024
- Launched by
- Maryam Nawaz
- Department
- Agriculture Department Punjab (with PITB and PLRA)
- Fee
- 0% interest to the farmer (markup fully subsidised by the Government of Punjab). Card issuance fee: Rs 1,000 per acre, recovered from the borrower (Bank of Punjab, Cycle 1, updated 15 April 2025). Confirm the current round.
- Helpline
- 0800-17000
Who can apply
- Farmer owning up to 12.5 acres (Bank of Punjab Cycle 1: between 1 and 12.5 acres, subsistence farmers)
- Land record available with the Punjab Land Records Authority (PLRA)
- Mobile SIM registered in the farmer's own name against their CNIC (PMD verified)
- Valid CNIC; age 18 or older, with no maximum age (Bank of Punjab Cycle 1)
- Acceptable credit history under the bank's risk criteria (Bank of Punjab Cycle 1)
How to apply
- Send your 13-digit CNIC (without dashes) via SMS to 8070 to check eligibility
- Visit local Tehsil Agriculture Extension Office for registration and land record (PLRA) verification
- Open biometric Kissan Wallet account at Bank of Punjab or HBL Konnect shop
- Collect physical Kissan Card from designated branch/office and use for interest-free agricultural input purchases
Documents needed
- Original CNIC (NADRA issued)
- Proof of agricultural land ownership (Fard-e-Malkiyyat verified by PLRA)
- Next of Kin CNIC copy
- Active mobile SIM registered in applicant own CNIC
Benefits
Interest-free loans from sowing to harvesting for agricultural inputs only (fertiliser, seed). Up to Rs 150,000 per season, capped at Rs 30,000 per acre (5 acres counted); minimum Rs 30,000. Each card is valid for 6 months, with a 1-month grace period after that for repayment or returning funds. Free SMS notifications for transactions. The first round was for 500,000 farmers on a first-come, first-served basis, with an estimated cost of about Rs 9.5 billion per season (Punjab Portal).
Latest news
As of 3 June 2026, over 832,000 Punjab farmers hold Kissan Cards. Rs90 billion was made available for Kharif inputs, and 300,000 farmers had obtained inputs worth Rs30 billion.
News · not official2026-06-03ARY News ↗
These are news reports, not government announcements. Rules, fees and dates can change, so confirm on the official website: agripunjab.gov.pk ↗
Official source
- Website: agripunjab.gov.pk
- Source: agripunjab.gov.pk
Government sourceGovernment sourceVerified 2026-10-11Always confirm fees, eligibility and deadlines with the official department before you apply.
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