SchemeNewBusiness & Employment
CM Punjab Asaan Karobar Card
Interest-free revolving business credit card for small entrepreneurs, usable only for business expenses. Limit up to Rs 1 million with a 12-month revolving period and 24 monthly repayments after that. Bank of Punjab is a banking partner; Punjab Small Industries Corporation owns the programme.
Independent, unofficial guide — not a government website. New.
- Launched
- 2025
- Launched by
- Maryam Nawaz
- Department
- Punjab Small Industries Corporation (portal by PITB)
- Fee
- Rs 500 processing fee; Rs 25,000 annual card fee + FED deducted from limit
- Helpline
- 1786
Who can apply
- Age 21-57
- Pakistani national residing in Punjab with valid CNIC
- Mobile number registered in own name
- Existing or new business in Punjab
- Clean credit history and satisfactory credit/psychometric assessment
- One application per person and business
How to apply
- Check akc.punjab.gov.pk for registration status; apply online when portal window opens
- Pay nominal processing fee (Rs 500) through portal PSID
- Bank of Punjab evaluates applicant business profile and issues revolving credit SME card
- Revolving credit up to Rs 1 million repayable over 3 years
Documents needed
- CNIC
- NTN certificate
- Business proof or trade license
- Bank account statement
Benefits
Interest-free credit up to Rs 1,000,000
Official source
- Website: akc.punjab.gov.pk
- Source: akc.punjab.gov.pk
Government sourceGovernment sourceVerified 2026-10-11Always confirm fees, eligibility and deadlines with the official department before you apply.
Have a question about this?
Ask in English, Urdu or Roman Urdu — answers come only from the directory, with sources.
Ask Punjab