PM Youth Business & Agriculture Loan Scheme (PMYB&ALS)
Subsidised loans for young entrepreneurs and farmers via participating banks in tiers up to Rs 7.5 million, at concessional markup.
Independent, unofficial guide — not a government website. Running.
- Launched
- 2023
- Launched by
- PM Shehbaz Sharif
- Department
- PMYP / State Bank of Pakistan
Who can apply
- Pakistani citizens aged 21–45 (IT/e-commerce from 18)
- Valid CNIC
- Business or agriculture plan
How to apply
- Apply online on PMYP portal
- Select bank and fill business plan
- Bank appraisal & documentation
- Disbursement
Documents needed
- CNIC
- Business plan
- Personal guarantee/collateral (per tier)
Benefits
Tier 1 interest-free up to Rs 0.5m; higher tiers at concessional rates up to Rs 7.5m
Latest news
SMEDA and the PM Youth Programme signed an agreement to help loan applicants with eligibility rules, documents and business plans, and to share data on why applications are rejected.
News · not official2026-09-11Express Tribune ↗
These are news reports, not government announcements. Rules, fees and dates can change, so confirm on the official website: pmyp.gov.pk ↗
Official source
- Website: pmyp.gov.pk
- Source: sbp.org.pk
Government sourceGovernment sourceAlways confirm fees, eligibility and deadlines with the official department before you apply.
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